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Residential Real Estate Loans

1-4 Unit Property Financing

Portfolio Loans


PURCHASES, REFINANCE - CASH OUT or RATE & TERM
​(Single Families, 2-4 Family, Warrantable Condos)

​Available in PA, NJ, NY, DE, CT and
other states on a case by case basis

LIMITED DOC & FULL DOC PROGRAMS

Minimum Loan Amount - $45,000 

Minimum Property Value - as low as $60,000

NO MINIMUM FICO PROGRAM AVAILABLE

Terms - 9mos to 30yr Term/30yr Amortization

LTV Up to 75% / Orig. Points from 1% to 4% 

 Interest Rates Start at 5.25% Fixed


Minimum DSCR - 1.15

Rehab/Construction Loan Option

Prepayment Penalty and No Prepayment Penalty

Foreign National Welcome!


2 PROPERTY MINIMUM
(Single Families, 2-4 Family, Warrantable Condos)

Purchase Only, Rate & Term, Cash Out

Available in PA, NJ, NY, DE, CT and
other states on a case by case basis​

LIMITED DOC & FULL DOC PROGRAMS

Minimum Loan Amount - $45,000

Minimum Property Value - $60,000

NO MINIMUM FICO PROGRAM AVAILABLE

Terms - 9mos to 30yrs/30yr Amortization

LTV Up to 75% / Origination Points Start at 2%

Interest Rates Start at 5.99% Fixed

Minimum DSCR - 1.15

Prepayment and No Prepayment Penalty Programs

Foreign National Welcome!

New Construction Loans


Loan Amounts from $150,000 to $3MM

No Experience Required - All FICOs Considered

Single Family, Multifamily, Mixed Use, Up to 30 Units - Origination Points from 2% -

Up to 75% Land Value - Up to 100% Construction Cost - Rates from 6.9% to 12% - 12 month terms with extension available

NO Prepayment Penalty - Purchase or Refinance Transactions - Individual, LLC, Corporation, LLP or LP - 

To begin our application process,  submit a preliminary application , or contact
Kevin Jamison at (855) 577-2500 x702 to learn more.