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Commercial Real Estate Loans

Looking for a QUICK APPROVAL and a FAST CLOSE ?  We provide favorable and cost effective, small and large balance bank, soft and hard money rate financing for Investor, Corporate as well as Non-Profit borrowers with A to D credit profiles and other issues.

Commercial Real Estate Loan Rates & Details

​​Bridge Loans​​

  • Purchase, Cash Out, Refinance
  • Loan Amounts - $25,000 to $150MM
  • Loan Term - 9mos to 4 years
  • Interest Only Rates from 5.5%
  • Up to 75% LTV
  • Owner and Non-Owner Occupied
  • No Credit Score Program Available
  • Origination Points Up to 3%
  • Pre-Payment Penalty
  • Nationwide

Permanent Loans

  • Purchase and Refinance
  • Loan Amounts - $75,000 to $150MM
  • Rates start in the high 4s
  • Adjustable and Fixed Rates Available
  • 3, 5, 7 & 10 year Terms
  • Fully amortized up to 30 years
  • Up to 80% LTV
  • 650 Minimum Credit Score
  • No Tax Return and Bank Statement Programs available
  • Nationwide

Construction Financing:

  • LTC Up to $20 Billion
  • Ground Up Construction
  • Pre-Development Funding
  • Acquisiton & Pre-Development 
  • Build-to-Suit Construction
  •  Joint Venture Equity
  • Equity Participation 
  • Mixed Use, Hotels, MF, Industrial, etc.
  • ​Construction loan can be converted into a permanent, long-term loan upon completion.
  • Interest only during construction
  • Interest paid only on the amount drawn.
    National and International Funding
  • Working Capital and Interest Reserves available in on large balance projects.

​​Qualifed Borrowers and Credit Requirements​​
  • Individuals, corporations, LLCs, partnerships, trusts, estates, foreign investors, etc.
  • Joint Ventures, Church Organizations, Landlords, Non-profit Organizations
  • Bad Credit, NO Credit, Bankruptcy, Foreclosure, No Financials, Full Doc  Option
  • Seasoned, skilled sponsors are a plus

​​Property Types​​
  • Multifamily, multi-tenant commercial,  industrial, office, multi-purpose, retail, etc.
  • Agricultural Farm & Ranch Land, Raw Land, Rural & Home Land, Recreational
  • Cross-collateralize on multiple properties for maximum loan amounts
  • Unimproved parcels, residential lots and single-use properties considered based on the specifics​​

​​For any business purpose​​
  • Purchase a property for your business operation or investment purposes
  • Capitalize on time-sensitive opportunities such as the immediate acquisition of undervalued or value-added properties
  • Restructure debt, settle disputes at a discount, buy out partners
  • Cash-out for any reason or refinance to a lower rate and better term

​​Access, Access, Access!​​
  • ECF has access to flexible traditional and non-traditional local and national banks, private lenders, hedge funds, crowd funds, etc.
  • We'll secure the absolute best rate and terms available for your unique situation.
  • Save time and money. We'll do the leg work while you run your business.​
​​Simple application process
  • Call (855) 577-2500 to speak with a loan officer
  • CLICK HERE to complete our quick and easy loan questionaire
​​Fast answers​​
  • Immediate action, steady communication, quick closings
  • Same-day turnaround on ALL loan offers issued
  • We can provide a Term Sheet fast and close your loans within 7 to 14 days when the situation requires and all required underwriting documentations has been received.
​​To begin our application process,  submit a preliminary application, or contact us at (855) 577-2500.