Retail Block

Commercial Real Estate Loans

If you're a business owner or real estate investor looking to secure commercial real estate loans to purchase or refinance an apartment building, offices, mixed use property, auto repair shop, etc., we offer small and large balance, bank rate and hard money financing.

As a business owner or real estate investor, it is important for you to have access to the capital, when you need it, in order to develop and maintain valuable relationships and capitalize  on every opportunity. Since 1987, our founders and staff combined have originated hundreds of millions, if not billions of dollars in residential and commercial real estate loans for countless corporate and individual borrowers from across the United States.

Commercial Loan Product Details

Borrowers and Credit Requirements

  • Individuals, corporations, LLCs, partnerships, trusts, estates, foreign investors, etc.
  • Joint Ventures, Church Organizations, Landlords, Non-profit Organizations
  • Bad Credit, NO Credit, Bankruptcy, Foreclosure, No Financials, Full Doc  Option
  • Seasoned, skilled sponsors are a plus

Property Types
  • Multifamily, industrial, office, multi-purpose, self-storage, retail, etc.
  • Agricultural Farm & Ranch Land, Raw Land, Rural & Home Land, Recreational
  • Cross-collateralize on multiple properties for maximum loan amounts
  • Unimproved parcels, residential lots and single-use properties considered based on the specifics

For any business purpose
  • Purchase a property for your business operation or investment purposes
  • Capitalize on time-sensitive opportunities such as the immediate acquisition of undervalued or value-added properties
  • Restructure debt, settle disputes at a discount, buy out partners
  • Cash-out for any reason or refinance to a lower rate and better term

Acess, Access, Access!
  • ECF has access to hundreds of proven banks, private lenders, hedge funds, etc.
  • Will secure the absolute best rate and terms available for your unique situation
  • Save time and money. We'll do the leg work while you run your business.

Simple application process
  • Call (855) 577-2500 or e-mail your loan request to:
  • ECF’s Commercial Loan Application

Fast answers
  • Immediate action, steady communication, quick closings
  • Same-day turnaround on ALL loan offers issued
  • We can provide proof of financing letters and close your loans in days when the situation requires

To begin our application process,  submit a preliminary application , or contact Kevin Jamison at (855) 577-2500 x702 to learn more.
Loan Options

  • Bank Rate and Hard Money Loan Products
  • NO Credit Score Programs
  • Stated, Full, Limited  & NO Doc Loan Programs
  • Bankruptcies and Foreclosures Okay
  • Loan Amounts: $25,000 to $75,000,000+
  • Loan Types: Purchase, Refinance, Cash Out, Permanent, Bridge, Mezzanine, SBA 504, USGA
  • Loan to Cost: Up to 85%
  • Loan to Value: Flexible, up to 75%
  • Interest Rates: 3.625% – 16.99%
  • Prepayment Penalty on Short Term Hard Money
  • Loan Term: 9 months to 30 years
  • Lien Position: 1st
  • Seller 2nd - Up to 80% CLTV
  • Origination Fees: 2 to 5 points